Who Needs Super Visa Insurance?
Are you planning or in the process of bringing your parents or grandparents to Canada for an extended time? If so, they’ll need comprehensive medical insurance coverage as a requirement for their Super Visa Specifically this is for:
- parents and grandparents of Canadian citizens and permanent residents
- other family members who aren’t Canadian citizens or permanent residents
How Much Medical Insurance is Needed for a Super Visa?
For those coming to Canada on a Super Visa, they must have a minimum of $100,000 CAD in medical insurance coverage from a Canadian insurance company. As well, the insurance policy you choose must be valid for at least 1 year.
What is Covered by Super Visa Insurance?
These costs are commonly covered by Super Visa medical insurance:
- Hospitalization, room and board, and related medical procedures or treatments.
- Repatriating remains back to their home country in the event of death.
- Medical expenses incurred as a result of unexpected illnesses or accidents. These can include doctor visits, prescription medications, doctor visits, diagnostic tests, and ambulance and other emergency transport.
If your parents or grandparents have pre-existing medical conditions, consider coverage for these. As well, insurance can extend if they plan to travel outside of Canada while here on a Super Visa. Medical insurance policies can be adapted to match your unique situation and coverage needs. Be sure to review the policy’s terms and conditions carefully before you buy.
What is the Cost of Super Visa Travel Insurance?
Because of the breadth of customization and unique circumstances of individuals, the cost of travel insurance will vary based on a number of factors:
- How old they are; older people may pay higher premiums because there is greater risk of health problems
- How long they are staying in Canada; longer stays generally cost more
- How much coverage they want
- If they have pre-existing medical conditions premiums may be higher since the risk is higher
- How many people will be covered
There are a lot of considerations, but on average the cost of Super Visa travel insurance ranges from a few hundred dollars to over a thousand dollars per year Canadian.
When to Start Super Visa Insurance Coverage
Showing proof of medical insurance coverage is required for the Super Visa Application. Purchase in advance to ensure the application is processed smoothly. The medical insurance coverage itself should start from the day your parents arrive in Canada on the Super Visa.
Purchasing Medical Insurance for a Super Visa
The name of the product you’re looking for is Visitors to Canada medical insurance. There are lots of providers with a variety of offers to compare.
1. Start by figuring out what coverage your parents or grandparents will require. These are the minimum requirements, but you can increase from here:
- coverage of $100,000 CAD
- for a period of at least one year
- coverage for hospitalization, repatriation of remains, and other medical expenses.
2. Request quotes from a few insurance companies to cover your requirements.
3. Compare quotes and choose the one that best meets your needs and budget.
4. Purchase the medical insurance and you’re all set to apply for the Super Visa.
Do you have parents or grandparents arriving soon? Get in touch with one of our insurance specialists. We’d be happy to help you plan for their medical insurance needs. Monthly payment options now available.